Peach Bitcoin
| Industry | Peer-to-peer bitcoin marketplace |
| Founded | Switzerland |
| Headquarters | Neuchâtel, Switzerland |
| Website | https://peachbitcoin.com/ |
Peach Bitcoin is a non-custodial peer-to-peer bitcoin marketplace operated as a mobile application (Android and iOS) by Peach SARL (company registration CHE-158.025.408), with a registered office in Neuchâtel, Switzerland. The app matches buyers and sellers of bitcoin and uses a 2-out-of-2 multisignature escrow between Peach and the seller for trade settlement, together with dispute mediation.[1][2]
History
Peach was founded in Switzerland with an early focus on European payment methods and later expanded marketing and corridors toward Latin America and Africa according to company materials.[2]
Product model
Peach describes itself as a non-custodial P2P marketplace: it facilitates connection between two persons for the purchase and sale of bitcoin rather than holding customer balances as a centralised exchange. Sell offers are funded into a 2-out-of-2 multisignature escrow; Peach provides mediation for disputes. Local payment methods vary by country and have historically included bank rails and other regional options.[1]
Terms of 1 July 2026
Peach’s service terms were last updated on 1 July 2026. Those terms state that Peach Bitcoin complies with the Swiss Anti-Money Laundering Act (AMLA) and FINMA regulations, and that Peach Sàrl is accredited by SRO PolyReg. Unregistered trades are described as subject to Swiss-law limits (including CHF 1,000/day or CHF 1,000/month for peer-to-peer payment methods, and CHF 100,000/year, as stated in those terms).[1]
On geographic access, the terms state that the app is not available in the United States, China, or OFAC/EU-sanctioned regions, and that Peach does not actively offer, market, or solicit its services in the EU/EEA. Access controls mentioned include App Store settings, IP blocking, and in-app disclaimers. Where a person in the EU/EEA accesses Peach entirely on their own initiative, the terms frame that as reverse solicitation. Those statements are operator contract language rather than a separate published FINMA enforcement order.[1]