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| Stellar is an open source protocol for value exchange. <ref>https://en.wikipedia.org/wiki/Stellar_(payment_network)</ref> It was founded in early 2014 by [https://www.linkedin.com/pub/jed-mccaleb/0/2a4/405 Jed Mccaleb] and [https://www.crunchbase.com/person/joyce-kim Joyce Kim]. <ref>http://www.coindesk.com/mt-gox-ripple-founder-jed-mccaleb-unveils-project-stellar/</ref> <ref>http://www.ibtimes.co.uk/jed-mccalebs-stellar-project-gives-away-free-digital-currency-through-facebook-1459293</ref> <ref>http://blogs.wsj.com/moneybeat/2014/07/31/mt-gox-ripple-founder-unveils-stellar-a-new-digital-currency-project/</ref> <ref>http://www.wired.com/2014/08/new-digital-currency-aims-to-unite-every-money-system-on-earth/</ref> <ref>http://techcrunch.com/2014/07/31/stripe-backs-non-profit-decentralized-payment-network-stellar-from-mt-goxs-original-creator/</ref>The Stellar protocol is supported by a nonprofit, the Stellar Development Foundation. The Foundation’s mission is to expand financial access and literacy worldwide.
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| At launch, Stellar was based on the [[Ripple]]. After systemic problems with the existing consensus algorithm were discovered, Stellar created an updated version of the protocol with a new consensus algorithm. The code and whitepaper for this new algorithm were released in April 2015. <ref>http://www.wired.com/2015/04/stanford-prof-builds-algorithm-internet-money/</ref> <ref>http://www.coindesk.com/stellar-founder-jed-mccaleb-new-protocol/</ref> <ref>https://github.com/stellar/stellar-core</ref> <ref>https://www.stellar.org/papers/stellar-consensus-protocol.pdf</ref>
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