Payza: Difference between revisions

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m Sgornick moved page AlertPay to Payza: AlertPay was rebranded as Payza.
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Add Deposit and withdraw currency options.
 
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An e-commerce business allowing payments and [[:Category:Money_transmitters|money transfers]] to be made through the Internet.
An e-commerce business allowing payments and [[:Category:Money_transmitters|money transfers]] to be made through the Internet.  Previously the brand the service was marketed as was AlertPay.


When sending money using AlertPay a purchase can be funded from an existing AlertPay balance or using a credit card.  When receiving money, all funds received are added to your AlertPay account balance.
When sending money using Payza a purchase can be funded from an existing Payza balance or using a credit card.  When receiving money, all funds received are added to your Payza account balance.
 
Methods for depositing funds into an Payza account include bank wire, by linking a bank account (e.g., ACH in the U.S.), by money order or certified check and other methods included prepaid card. These options vary based on geographic area.
 
Methods for withdrawing funds from an Payza account include bank wire, a localized bank transfer method (e.g., ACH transfer to a bank account in the U.s.), check and other methods including prepaid card.  These options vary based on geographic area.
 
==Deposit==
 
When preparing to deposit funds the denomination is chosen for the destination wallet.  Wallet currencies include the following:
 
* U.S. dollar (USD)
* Euro (EUR)
* British pound sterling (GBP)
* Canada dollar (CAD)
 
==Withdraw==
 
When funds are withdrawn, Payza will perform foreign exchange conversion into the choice of any of the following currencies:
 
===Europe===
 
{| class="wikitable"
|-
| Country name || Currency || Symbol || Notes / Alternate
|-
| Austria (AUT) || Euro || EUR || Euros
|-
| Belgium (BEL) || Euro || EUR || Euros
|-
| Bulgaria (BGR) || Bulgarian Lev || BGN || Bulgariam levove, leva
|-
| Czech Republich (DZE) || Czech koruna || CZY || Czech koruna
|-
| Cyprus (CYP) || Euro || EUR || Euros
|-
| Denmark (DNK) || Danish krone || DKK || Danish kroner
|-
| Estonia (Est) || Euro || EUR || Euros
|-
| Finland (FIN) || Euro || EUR || Euros
|-
| France (FRA) || Euro || EUR || Euros
|-
| Germany (DEU) || Euro || EUR || Euros
|-
| Greece (GRC) || Euro || EUR || Euros
|-
| Hungary (HUN) || Hungarian forint || HUF || Hungarian forints
|-
| Ireland (IRL) || Euro || EUR || Euros
|-
| Italy (ITA) || Euro || EUR || Euros
|-
| Lithuania (LTU) || Lithuanian Litas || LTL || Lithuanian litai
|-
| Macedonia (MKD) || Macedonian Denars || MKD || Macedonian denari
|-
| Netherlands (NLD) || Euro || EUR || Euros
|-
| Norway (NOR) || Norwegian krone || NOK || Norwegian kroner (or kronor)
|-
| Poland (POL) || Polish zloty || PLN || Polish zlotys
|-
| Portugal (PRT) || Euro || EUR || Euros
|-
| Slovenia (SVN) || Euro || EUR || Euros
|-
| Spain (ESP) || Euro || EUR || Euros
|-
| Sweden (SWE) || Swedish krona || SEK || Swedish kronor
|-
| Switzerland (CHE) || Swiss franc || CHF || Swiss francs
|-
| United Kingdom (GBR) || British pound sterling || GBP || British pounds sterling
|}
 
===Middle East===
 
{| class="wikitable"
|-
| Country name || Currency || Symbol || Notes / Alternate
|-
|}
 
===Africa===
 
{| class="wikitable"
|-
| Country name || Currency || Symbol || Notes / Alternate
|-
| South Africa (ZAF) || South African rand || ZAR ||
|}
 
===Asia===
 
{| class="wikitable"
|-
| Country name || Currency || Symbol || Notes / Alternate
|-
| Hong Kong (HKG) || Hong Kong dollar || HKD || Hong Kong dollars
|-
| India (IND) || Indian rupee || INR || Indian rupees
|-
| Singapore (SGP) || Singapore dollar || SGD || Singapore dollars
|-
| Malaysia (MYS) || Malaysian ringgit || MYR ||
|}
 
===North America===
 
{| class="wikitable"
|-
| Country name || Currency || Symbol || Notes / Alternate
|-
| Canada (CAN) || Canadian dollar || CAD || Canadian dollars
|-
| United States (USA) || U.S. dollar || USD || U.S. dollars
|}
 
===Central and South America===
 
{| class="wikitable"
|-
| Country name || Currency || Symbol || Notes / Alternate
|-
|}
 
===Oceania===
 
{| class="wikitable"
|-
| Country name || Currency || Symbol || Notes / Alternate
|-
| Australia (AUS) || Australian dollar || AUD || Australian dollars
|-
| New Zealand (NZL) || New Zealand dollar || NZD || New Zealand dollars
|}


Methods for depositing funds into an AlertPay account include bank wire, by linking a bank account (ACH) or by money order or certified check.  Methods from withdrawing funds from an AlertPay account include bank wire, an ACH transfer to a bank account, check or as funds added to your credit card.


==Fees==
==Fees==
Line 9: Line 144:


==Risks==
==Risks==
Funds received through AlertPay can potentially be put at risk if the buyer requests a chargeback. AlertPay's policy is to close the account for any account holders who issue a chargeback.
Funds received through Payza can potentially be put at risk if the buyer requests a chargeback. Payza's policy is to close the account for any account holders who issue a chargeback.


AlertPay holds balances that might be at risk.  The agreement states:
Payza holds balances that might be at risk.  The agreement states:
:: <tt>If you do hold a balance in your account, AlertPay will keep your funds separate from its corporate funds and will not use your funds for its operating expenses or any other corporate purposes</tt>.<ref>[http://www.alertpay.com/en/agreements.aspx#4.0 4.8 AlertPay Balance]</ref>.
:: <tt>If you do hold a balance in your account, Payza will keep your funds separate from its corporate funds and will not use your funds for its operating expenses or any other corporate purposes</tt>.<ref>[http://www.alertpay.com/en/agreements.aspx#4.0 4.8 AlertPay Balance]</ref>.
There is no mention if these funds are CDIC (Canadian) insured, FDIC (U.S.) insured, or any other indication of how or where these funds are held.
There is no mention if these funds are CDIC (Canadian) insured, FDIC (U.S.) insured, or any other indication of how or where these funds are held.


Line 22: Line 157:


==External Links==
==External Links==
* [http://www.alertpay.com AlertPay] website
* [http://www.payza.com Payza] website
* [http://www.alertpay.com/en/fees.aspx Fee schedule]
* [https://www.payza.com/support/payza-transaction-fees Transaction Fee Schedule]


==References==
==References==

Latest revision as of 07:39, 7 August 2012

An e-commerce business allowing payments and money transfers to be made through the Internet. Previously the brand the service was marketed as was AlertPay.

When sending money using Payza a purchase can be funded from an existing Payza balance or using a credit card. When receiving money, all funds received are added to your Payza account balance.

Methods for depositing funds into an Payza account include bank wire, by linking a bank account (e.g., ACH in the U.S.), by money order or certified check and other methods included prepaid card. These options vary based on geographic area.

Methods for withdrawing funds from an Payza account include bank wire, a localized bank transfer method (e.g., ACH transfer to a bank account in the U.s.), check and other methods including prepaid card. These options vary based on geographic area.

Deposit

When preparing to deposit funds the denomination is chosen for the destination wallet. Wallet currencies include the following:

  • U.S. dollar (USD)
  • Euro (EUR)
  • British pound sterling (GBP)
  • Canada dollar (CAD)

Withdraw

When funds are withdrawn, Payza will perform foreign exchange conversion into the choice of any of the following currencies:

Europe

Country name Currency Symbol Notes / Alternate
Austria (AUT) Euro EUR Euros
Belgium (BEL) Euro EUR Euros
Bulgaria (BGR) Bulgarian Lev BGN Bulgariam levove, leva
Czech Republich (DZE) Czech koruna CZY Czech koruna
Cyprus (CYP) Euro EUR Euros
Denmark (DNK) Danish krone DKK Danish kroner
Estonia (Est) Euro EUR Euros
Finland (FIN) Euro EUR Euros
France (FRA) Euro EUR Euros
Germany (DEU) Euro EUR Euros
Greece (GRC) Euro EUR Euros
Hungary (HUN) Hungarian forint HUF Hungarian forints
Ireland (IRL) Euro EUR Euros
Italy (ITA) Euro EUR Euros
Lithuania (LTU) Lithuanian Litas LTL Lithuanian litai
Macedonia (MKD) Macedonian Denars MKD Macedonian denari
Netherlands (NLD) Euro EUR Euros
Norway (NOR) Norwegian krone NOK Norwegian kroner (or kronor)
Poland (POL) Polish zloty PLN Polish zlotys
Portugal (PRT) Euro EUR Euros
Slovenia (SVN) Euro EUR Euros
Spain (ESP) Euro EUR Euros
Sweden (SWE) Swedish krona SEK Swedish kronor
Switzerland (CHE) Swiss franc CHF Swiss francs
United Kingdom (GBR) British pound sterling GBP British pounds sterling

Middle East

Country name Currency Symbol Notes / Alternate

Africa

Country name Currency Symbol Notes / Alternate
South Africa (ZAF) South African rand ZAR

Asia

Country name Currency Symbol Notes / Alternate
Hong Kong (HKG) Hong Kong dollar HKD Hong Kong dollars
India (IND) Indian rupee INR Indian rupees
Singapore (SGP) Singapore dollar SGD Singapore dollars
Malaysia (MYS) Malaysian ringgit MYR

North America

Country name Currency Symbol Notes / Alternate
Canada (CAN) Canadian dollar CAD Canadian dollars
United States (USA) U.S. dollar USD U.S. dollars

Central and South America

Country name Currency Symbol Notes / Alternate

Oceania

Country name Currency Symbol Notes / Alternate
Australia (AUS) Australian dollar AUD Australian dollars
New Zealand (NZL) New Zealand dollar NZD New Zealand dollars


Fees

There are no fees when sending money. The fee subtracted when money is received will vary based on the account type.

Risks

Funds received through Payza can potentially be put at risk if the buyer requests a chargeback. Payza's policy is to close the account for any account holders who issue a chargeback.

Payza holds balances that might be at risk. The agreement states:

If you do hold a balance in your account, Payza will keep your funds separate from its corporate funds and will not use your funds for its operating expenses or any other corporate purposes.[1].

There is no mention if these funds are CDIC (Canadian) insured, FDIC (U.S.) insured, or any other indication of how or where these funds are held.

See Also

External Links

References

  1. ↑ 4.8 AlertPay Balance
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