Payza

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An e-commerce business allowing payments and money transfers to be made through the Internet. Previously the brand the service was marketed as was AlertPay.

When sending money using Payza a purchase can be funded from an existing Payza balance or using a credit card. When receiving money, all funds received are added to your Payza account balance.

Methods for depositing funds into an Payza account include bank wire, by linking a bank account (e.g., ACH in the U.S.), by money order or certified check and other methods included prepaid card. These options vary based on geographic area.

Methods for withdrawing funds from an Payza account include bank wire, a localized bank transfer method (e.g., ACH transfer to a bank account in the U.s.), check and other methods including prepaid card. These options vary based on geographic area.

Deposit

When preparing to deposit funds the denomination is chosen for the destination wallet. Wallet currencies include the following:

  • U.S. dollar (USD)
  • Euro (EUR)
  • British pound sterling (GBP)
  • Canada dollar (CAD)

Withdraw

When funds are withdrawn, Payza will perform foreign exchange conversion into the choice of any of the following currencies:

Europe

Country name Currency Symbol Notes / Alternate
Austria (AUT) Euro EUR Euros
Belgium (BEL) Euro EUR Euros
Bulgaria (BGR) Bulgarian Lev BGN Bulgariam levove, leva
Czech Republich (DZE) Czech koruna CZY Czech koruna
Cyprus (CYP) Euro EUR Euros
Denmark (DNK) Danish krone DKK Danish kroner
Estonia (Est) Euro EUR Euros
Finland (FIN) Euro EUR Euros
France (FRA) Euro EUR Euros
Germany (DEU) Euro EUR Euros
Greece (GRC) Euro EUR Euros
Hungary (HUN) Hungarian forint HUF Hungarian forints
Ireland (IRL) Euro EUR Euros
Italy (ITA) Euro EUR Euros
Lithuania (LTU) Lithuanian Litas LTL Lithuanian litai
Macedonia (MKD) Macedonian Denars MKD Macedonian denari
Netherlands (NLD) Euro EUR Euros
Norway (NOR) Norwegian krone NOK Norwegian kroner (or kronor)
Poland (POL) Polish zloty PLN Polish zlotys
Portugal (PRT) Euro EUR Euros
Slovenia (SVN) Euro EUR Euros
Spain (ESP) Euro EUR Euros
Sweden (SWE) Swedish krona SEK Swedish kronor
Switzerland (CHE) Swiss franc CHF Swiss francs
United Kingdom (GBR) British pound sterling GBP British pounds sterling

Middle East

Country name Currency Symbol Notes / Alternate

Africa

Country name Currency Symbol Notes / Alternate
South Africa (ZAF) South African rand ZAR

Asia

Country name Currency Symbol Notes / Alternate
Hong Kong (HKG) Hong Kong dollar HKD Hong Kong dollars
India (IND) Indian rupee INR Indian rupees
Singapore (SGP) Singapore dollar SGD Singapore dollars
Malaysia (MYS) Malaysian ringgit MYR

North America

Country name Currency Symbol Notes / Alternate
Canada (CAN) Canadian dollar CAD Canadian dollars
United States (USA) U.S. dollar USD U.S. dollars

Central and South America

Country name Currency Symbol Notes / Alternate

Oceania

Country name Currency Symbol Notes / Alternate
Australia (AUS) Australian dollar AUD Australian dollars
New Zealand (NZL) New Zealand dollar NZD New Zealand dollars


Fees

There are no fees when sending money. The fee subtracted when money is received will vary based on the account type.

Risks

Funds received through Payza can potentially be put at risk if the buyer requests a chargeback. Payza's policy is to close the account for any account holders who issue a chargeback.

Payza holds balances that might be at risk. The agreement states:

If you do hold a balance in your account, Payza will keep your funds separate from its corporate funds and will not use your funds for its operating expenses or any other corporate purposes.[1].

There is no mention if these funds are CDIC (Canadian) insured, FDIC (U.S.) insured, or any other indication of how or where these funds are held.

See Also

External Links

References

  1. 4.8 AlertPay Balance