Difference between revisions of "Debit cards"

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(BitPay (US only))
 
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Sources include [https://docs.google.com/spreadsheets/d/1DRbTeMCzb4UeXI0YlAzBxMc2u2i0cN_17Ql6eMngK6E/edit#gid=0 this spreadsheet] and [https://bitcointalk.org/index.php?topic=5223719.0 this Bitcointalk discussion]. '''Please contribute any edits here''', as those other sources are not actively maintained. Links may contain referral codes, to reward both new users, and the maintainers of this comparison table. Feel free to remove them from the URL before navigating.
 
Sources include [https://docs.google.com/spreadsheets/d/1DRbTeMCzb4UeXI0YlAzBxMc2u2i0cN_17Ql6eMngK6E/edit#gid=0 this spreadsheet] and [https://bitcointalk.org/index.php?topic=5223719.0 this Bitcointalk discussion]. '''Please contribute any edits here''', as those other sources are not actively maintained. Links may contain referral codes, to reward both new users, and the maintainers of this comparison table. Feel free to remove them from the URL before navigating.
  
Add entries at the bottom by copying the footer row above itself, and modifying that copy.
+
Whenever possible, link to the source. KYC requirements you've personally experienced may lack links, though links to screenshots ([https://imgur.com/a/vGFwSCj like this]) would be helpful.
  
Legend:
+
Legend / notes:
* POA = Proof of Address
+
* ''Est.'' = Established, (Mon) YYYY
 +
* ''POA'' = Proof of Address
 +
* ''SoF'' = Source of Funds, requested by some companies before or during using the card
 +
* ''tx'' = transaction
 
* HQ links may point to the contact page, to save space
 
* HQ links may point to the contact page, to save space
 +
* Card cost may include issuance and shipping/delivery cost; add links for details
 +
* Maintenance fees are independent of withdrawals or purchases; they are required to keep the card active
 +
* "Fee structure" should '''link''' to a page detailing the maintenance (though usually 0), [https://wirexapp.com/fees-and-limits deposit, transfer, exchange, transaction, and/or issuance fees], though due to the volatility of crypto, they're rather meaningless. The issuance fee/cost can also be explicitly stated in the "Card cost" column.
 +
* Limits indicate withdrawal, maximum balance, or other limits. Always link to the source.
 
* non-custodial = you hold your funds, not the card company
 
* non-custodial = you hold your funds, not the card company
 +
* Given the fluctuations of crypto, rewards are generally insignificant, so there's no column for them. Link to the rewards page in the "Notes" if you want.
  
  
 
{| class="wikitable sortable"  
 
{| class="wikitable sortable"  
 
|- style="text-align: center; background-color: #f0f0ff;"
 
|- style="text-align: center; background-color: #f0f0ff;"
! Company !! Status !! HQ !! Established || Available to residents of !! KYC process !! Card cost !! Maint. fees !! Coins accepted !! Physical card? || Virtual card? || Web app? || Notes
+
! Company
 +
! Status
 +
! HQ
 +
! Est.
 +
! Available to residents of
 +
! KYC process
 +
! Card cost
 +
! Coins accepted
 +
! Fee structure
 +
! Limits
 +
! Physical card?
 +
! Virtual card?
 +
! Web app?
 +
! Notes
 
|-
 
|-
| [https://monolith.xyz Monolith] || {{Yes|active}} || UK || {{?}} || [https://support.monolith.xyz/hc/en-us/articles/360007239698-Which-countries-are-supported-by-Monolith- EEA], AFTA, special member territories || ID photo, POA photo, selfie || [https://support.monolith.xyz/hc/en-us/articles/360001403598-What-are-the-fees-associated-with-Monolith-Visa-Debit-Card- 0] || [https://support.monolith.xyz/hc/en-us/articles/360001403598-What-are-the-fees-associated-with-Monolith-Visa-Debit-Card- 0] || ETH || {{Yes|[https://support.monolith.xyz/hc/en-us/articles/360001345338-What-is-the-Monolith-Visa-Debit-Card- VISA]}} || {{?}} || {{No}} || Non-custodial wallet. Formerly "TokenCard". [https://github.com/tokencard/contracts Open source]. Sleek website. App needs minimal permissions.
+
! {{rh}} | [https://monolith.xyz Monolith]
 +
| {{Yes|active}}
 +
| <!-- HQ --> UK
 +
| <!-- Est. --> ?
 +
| <!-- Availability --> [https://support.monolith.xyz/hc/en-us/articles/360007239698-Which-countries-are-supported-by-Monolith- EEA], AFTA, special member territories
 +
| <!-- KYC process --> ID photo, [https://imgur.com/a/vGFwSCj POA photo], selfie
 +
| <!-- Card cost --> [https://support.monolith.xyz/hc/en-us/articles/360001403598-What-are-the-fees-associated-with-Monolith-Visa-Debit-Card- 0]
 +
| <!-- Coins --> ETH
 +
| <!-- Fee structure --> [https://support.monolith.xyz/hc/en-us/articles/360001403598-What-are-the-fees-associated-with-Monolith-Visa-Debit-Card- Fees]
 +
| <!-- Limits --> ?
 +
| <!-- Physical --> {{Yes|[https://support.monolith.xyz/hc/en-us/articles/360001345338-What-is-the-Monolith-Visa-Debit-Card- VISA]}}
 +
| <!-- Virtual --> ?
 +
| <!-- Web app --> {{No}}
 +
| <!-- Notes --> Non-custodial wallet. Formerly "TokenCard". [https://github.com/tokencard/contracts Open source]. Sleek website. App needs minimal permissions.
 
|-
 
|-
| [http://wallet.advcash.com/referral/f7c5bd21-c60f-4d80-b8d0-2766e261fbc6 AdvCash] || {{Yes|active}} || [https://advcash.gi/en/contacts/ GI] || [https://bitcointalk.org/index.php?topic=1011381.0 2015] || EU, Turkey, Israel, upcoming [https://bitcointalk.org/index.php?topic=1011381.msg54232912#msg54232912 Russia] + World || ID, address phone number || {{?}} || {{?}} || {{?}} || {{Yes}} || {{?}} || {{Yes}} || [https://bitcointalk.org/index.php?topic=1011381.0 Extensive Bitcointalk thread].
+
! {{rh}} | [http://wallet.advcash.com/referral/f7c5bd21-c60f-4d80-b8d0-2766e261fbc6 AdvCash]
 +
| {{Yes|active}}
 +
| [https://advcash.gi/en/contacts/ GI]
 +
| <!-- Est. --> [https://bitcointalk.org/index.php?topic=1011381.0 2015]
 +
| <!-- Availability --> EU, Turkey, Israel, upcoming [https://bitcointalk.org/index.php?topic=1011381.msg54232912#msg54232912 Russia] + World
 +
| <!-- KYC process --> ID, address, phone number
 +
| <!-- Card cost --> ?
 +
| <!-- Coins --> ?
 +
| <!-- Fee structure --> ?
 +
| <!-- Limits --> ?
 +
| <!-- Physical --> {{Yes}}
 +
| <!-- Virtual --> ?
 +
| <!-- Web app --> {{Yes}}
 +
| <!-- Notes --> [https://bitcointalk.org/index.php?topic=1011381.0 Extensive Bitcointalk thread].
 
|-
 
|-
| [https://www.bitsacard.com Bitsa] || {{Yes|active}} || [https://bitsa.zendesk.com/hc/en-150/articles/360005955378-Where-will-my-money-be-is-it-safe- ES?] || [https://bitcointalk.org/index.php?topic=5211795.0 Dec 2019] || [https://bitsa.zendesk.com/hc/en-150/articles/360005955038-In-which-countries-is-Bitsa-card-available- EU countries] / [https://bitsa.zendesk.com/hc/en-150/articles/360005965177-Which-are-the-requirements-to-open-a-Bitsa-account- SEPA zone] || [https://bitsa.zendesk.com/hc/en-150/articles/360005965477-How-do-I-perform-the-identity-verification- ID only] apparently || [https://bitsa.zendesk.com/hc/en-150/articles/360005955278-How-much-does-it-cost-to-have-a-Bitsa-account- 0] || [https://bitsa.zendesk.com/hc/en-150/articles/360005963558-What-is-the-maintenance-fee- 0] || "Top it up by card, transfer, cash or blockchain tokens." || {{Yes|[https://bitsa.zendesk.com/hc/en-150/articles/360005965677-How-do-I-add-physical-card-to-my-account- Yes]}} || {{Yes|[https://bitsa.zendesk.com/hc/en-150/articles/360005965677-How-do-I-add-physical-card-to-my-account- Yes]}} || {{No|[https://bitsa.zendesk.com/hc/en-150/articles/360005954998-Can-I-login-to-my-Bitsa-account-from-a-computer- Not yet]}} || [https://bitsa.zendesk.com/hc/en-150/articles/360005967758-Does-my-card-have-associated-a-wallet-to-reload-it-with-cryptocurrencies- Non-custodial funds]. [https://bitcointalk.org/index.php?topic=5211795.0 Minimal Bitcointalk presence]. [https://bitsa.zendesk.com/hc/en-150/articles/360005975877-Can-I-make-a-transfer-to-top-up-my-Bitsa-from-the-account-of-a-family-member-or-friend- Odd English].
+
! {{rh}} | [https://www.bitsacard.com Bitsa]
 +
| {{Yes|active}}
 +
| [https://bitsa.zendesk.com/hc/en-150/articles/360005955378-Where-will-my-money-be-is-it-safe- ES?]
 +
| <!-- Est. --> [https://bitcointalk.org/index.php?topic=5211795.0 Dec 2019]
 +
| <!-- Availability --> [https://bitsa.zendesk.com/hc/en-150/articles/360005955038-In-which-countries-is-Bitsa-card-available- EU countries] / [https://bitsa.zendesk.com/hc/en-150/articles/360005965177-Which-are-the-requirements-to-open-a-Bitsa-account- SEPA zone]
 +
| <!-- KYC process --> [https://bitsa.zendesk.com/hc/en-150/articles/360005965477-How-do-I-perform-the-identity-verification- ID] + selfie w/ ID
 +
| <!-- Card cost --> [https://bitsa.zendesk.com/hc/en-150/articles/360005955278-How-much-does-it-cost-to-have-a-Bitsa-account- 0]
 +
| <!-- Coins --> "Top it up by card, transfer, cash or blockchain tokens."
 +
| <!-- Fee structure --> [https://bitsa.zendesk.com/hc/en-150/articles/360005963558-What-is-the-maintenance-fee- 0 maint. fee]
 +
| <!-- Limits --> [https://bitsa.zendesk.com/hc/en-150/articles/360005968837-How-much-can-I-withdraw-in-cash- 450€/day, 2500-5000€/mo]
 +
| <!-- Physical --> {{Yes|[https://bitsa.zendesk.com/hc/en-150/articles/360005965677-How-do-I-add-physical-card-to-my-account- Yes]}}
 +
| <!-- Virtual --> {{Yes|[https://bitsa.zendesk.com/hc/en-150/articles/360005965677-How-do-I-add-physical-card-to-my-account- Yes]}}
 +
| <!-- Web app --> {{No|[https://bitsa.zendesk.com/hc/en-150/articles/360005954998-Can-I-login-to-my-Bitsa-account-from-a-computer- Not yet]}}
 +
| <!-- Notes --> [https://bitsa.zendesk.com/hc/en-150/articles/360005967758-Does-my-card-have-associated-a-wallet-to-reload-it-with-cryptocurrencies- Non-custodial funds]. [https://bitcointalk.org/index.php?topic=5211795.0 Minimal Bitcointalk presence]. [https://bitsa.zendesk.com/hc/en-150/articles/360005975877-Can-I-make-a-transfer-to-top-up-my-Bitsa-from-the-account-of-a-family-member-or-friend- Odd English].
 
|-
 
|-
| [https://wirexapp.com Wirex] || {{Yes|active}} || UK || Est. TBD || [https://wirexapp.com/help/article/the-list-of-supported-countries-0027 EEA, APAC etc, no USA] || {{No|[https://wirexapp.com/help/article/why-you-need-to-verify-your-source-of-funds-and-how-to-do-it-0013 Verify source of funds, random re-verification]}} || [https://wirexapp.com/fees-and-limits 0], except APAC || [https://wirexapp.com/fees-and-limits <1.50USD/mo] || Coins TBD || {{Yes|VISA by Contis}} || Virtual TBD || {{Yes|[https://wirexapp.com/help/article/how-do-i-order-a-wirex-card-0028 Yes]}} ||
+
! {{rh}} | [https://wirexapp.com Wirex]
 +
| {{Yes|active}}
 +
| <!-- HQ --> UK
 +
| <!-- Est. --> [https://bitcointalk.org/index.php?topic=1392468.0 May 2016]
 +
| <!-- Availability --> [https://wirexapp.com/help/article/the-list-of-supported-countries-0027 EEA, APAC etc, no USA]
 +
| <!-- KYC process --> {{No|[https://wirexapp.com/help/article/why-you-need-to-verify-your-source-of-funds-and-how-to-do-it-0013 Verify source of funds, random re-verification]}}
 +
| <!-- Card cost --> [https://wirexapp.com/fees-and-limits 0], except APAC
 +
| <!-- Coins --> ?
 +
| <!-- Fee structure --> [https://wirexapp.com/fees-and-limits Fees]
 +
| <!-- Limits --> [https://wirexapp.com/fees-and-limits Limits]
 +
| <!-- Physical --> {{Yes|VISA by Contis}}
 +
| <!-- Virtual --> ?
 +
| <!-- Web app --> {{Yes|[https://wirexapp.com/help/article/how-do-i-order-a-wirex-card-0028 Yes]}}
 +
| <!-- Notes --> [https://wirexapp.com/fees-and-limits Rewards]. [https://bitcointalk.org/index.php?topic=1392468.0 Extensive Bitcointalk thread].
 
|-
 
|-
! Company !! Status !! HQ !! Established || Available to residents of !! KYC process !! Card cost !! Maint. fees !! Coins accepted !! Physical card? || Virtual card? || Web app? || Notes
+
! {{rh}} | [https://card.binance.com/en/... Binance]
 +
| <!-- Active? --> {{No}}
 +
| <!-- HQ --> ?
 +
| <!-- Est. --> ?
 +
| <!-- Availability --> ?
 +
| <!-- KYC process --> ?
 +
| <!-- Card cost --> ?
 +
| <!-- Coins --> ?
 +
| <!-- Fee structure --> ?
 +
| <!-- Limits --> ?
 +
| <!-- Physical --> ?
 +
| <!-- Virtual --> ?
 +
| <!-- Web app --> ?
 +
| <!-- Notes -->
 +
|-
 +
! {{rh}} | [https://www.bitwala.com/card/ Bitwala]
 +
| <!-- Active? --> {{Yes}}
 +
| <!-- HQ --> Germany
 +
| <!-- Est. --> [https://support.bitwala.com/hc/en-gb/articles/360000382040-When-was-Bitwala-founded- 2015]
 +
| <!-- Availability --> [https://support.bitwala.com/hc/en-gb/articles/360000650360-Who-can-open-a-Bitwala-account- EEA, .ch]<br/> [https://support.bitwala.com/hc/en-gb/articles/360000377840 no US persons]
 +
| <!-- KYC process --> {{No|[https://support.bitwala.com/hc/en-gb/articles/360002220519-What-is-a-Proof-of-Address-POA-document- POA] during [https://support.bitwala.com/hc/en-gb/articles/360010537939-Why-is-video-identification-necessary- video call] with [https://support.bitwala.com/hc/en-gb/articles/360000377980-What-is-IDnow- IDnow], [https://support.bitwala.com/hc/en-gb/articles/360010427400-Why-do-we-check-transactions-and-ask-for-the-source-of-funds- SoF and routine checks], [https://support.bitwala.com/hc/en-gb/articles/360010427560-Why-has-my-account-been-closed- unexplained terminations]}}
 +
| <!-- Card cost --> [https://support.bitwala.com/hc/en-gb/articles/360000609180-What-are-the-Bitwala-account-fees- 0]
 +
| <!-- Coins --> [https://support.bitwala.com/hc/en-gb/articles/360001489000-How-to-top-up-my-account- Bitcoin, SEPA]
 +
| <!-- Fee structure --> [https://www.bitwala.com/pricing/ 1% crypto]
 +
| <!-- Limits --> [https://support.bitwala.com/hc/en-gb/articles/360000670079-What-is-the-maximum-purchase-amount- €15k/tx], [https://support.bitwala.com/hc/en-gb/articles/360000658660-What-are-the-trading-limits- €30k/wk]
 +
| <!-- Physical --> {{Yes|[https://support.bitwala.com/hc/en-gb/articles/360000872680-What-is-the-Bitwala-debit-card- Mastercard]}}
 +
| <!-- Virtual --> {{No|[https://support.bitwala.com/hc/en-gb/articles/360000381720-Do-you-offer-virtual-cards- No]}}
 +
| <!-- Web app --> ?
 +
| <!-- Notes -->
 +
|-
 +
! {{rh}} | [https://bitpay.com/card/ BitPay]
 +
| <!-- Active? --> ?
 +
| <!-- HQ --> ?
 +
| <!-- Est. --> ?
 +
| <!-- Availability --> [https://support.bitpay.com/hc/en-us/articles/115005033763-Where-is-the-BitPay-Card-available- USA only]<br/>[https://support.bitpay.com/hc/en-us/articles/115003003743-Where-can-I-use-my-BitPay-Card- can't be used in some countries]
 +
| <!-- KYC process --> {{No|[https://support.bitpay.com/hc/en-us/articles/115003003463-What-kind-of-information-will-you-need-from-me-for-a-BitPay-Card-order- SSN]}}, PoA, phone<br/>[https://support.bitpay.com/hc/en-us/articles/115003014446-Is-a-Credit-Check-Required-for-Me-to-Obtain-a-Card- no credit check]<br/>[https://support.bitpay.com/hc/en-us/articles/360037486651-How-do-I-complete-the-BitPay-ID-process- separate BitPay ID] for [https://bitcointalk.org/index.php?topic=5173083.0 larger tx]
 +
| <!-- Card cost --> ?
 +
| <!-- Coins --> [https://support.bitpay.com/hc/en-us/articles/203076826-What-fees-will-I-pay-when-I-pay-a-BitPay-merchant-with-bitcoin-or-load-the-BitPay-Card- BTC, ETH]; [https://support.bitpay.com/hc/en-us/articles/115003028206-How-do-I-add-funds-to-my-BitPay-Card- ACH, direct deposit]; [https://bitcointalk.org/index.php?topic=5190045.0 Ripple?]
 +
| <!-- Fee structure --> [https://support.bitpay.com/hc/en-us/articles/115002990663-What-fees-will-I-pay-to-use-the-BitPay-Card- 3% currency conversion]
 +
| <!-- Limits --> [https://support.bitpay.com/hc/en-us/articles/115003013586-What-are-the-ATM-withdrawal-limits-on-my-Card- $1500/day ATM], [https://support.bitpay.com/hc/en-us/articles/115003014306-How-Much-Money-Can-I-Load-onto-My-Card-What-Is-My-Daily-Spending-Limit- $10k/day, max $25k balance]
 +
| <!-- Physical --> {{Yes|VISA}}
 +
| <!-- Virtual --> ?
 +
| <!-- Web app --> {{Yes|[https://support.bitpay.com/hc/en-us/articles/115003013546-How-can-I-check-my-BitPay-Card-balance-and-review-transactions- Yes]}}, [https://support.bitpay.com/hc/en-us/articles/360031288111-How-to-Navigate-in-the-BitPay-Dashboard Dashboard]
 +
| <!-- Notes --> [https://bitcointalk.org/index.php?topic=4355205.0 Antibitpay]
 +
|-
 +
! Company !! Status !! HQ !! Established || Available to residents of !! KYC process !! Card cost !! Coins accepted !! Fee structure !! Limits !! Physical card? || Virtual card? || Web app? || Notes
 
|}
 
|}
 +
 +
To add a card, copy the section below at the bottom of the table above the last (footer) row. Whenever possible, link to references.
 +
 +
<pre>
 +
|-
 +
! {{rh}} | [https://... Company name]
 +
| <!-- Active? --> ?
 +
| <!-- HQ --> ?
 +
| <!-- Est. --> ?
 +
| <!-- Availability --> ?
 +
| <!-- KYC process --> ?
 +
| <!-- Card cost --> ?
 +
| <!-- Coins --> ?
 +
| <!-- Fee structure --> ?
 +
| <!-- Limits --> ?
 +
| <!-- Physical --> ?
 +
| <!-- Virtual --> ?
 +
| <!-- Web app --> ?
 +
| <!-- Notes -->
 +
</pre>

Latest revision as of 02:39, 30 April 2020

This page lists cryptocurrency-fueled debit cards, current as of April 2020.

Sources include this spreadsheet and this Bitcointalk discussion. Please contribute any edits here, as those other sources are not actively maintained. Links may contain referral codes, to reward both new users, and the maintainers of this comparison table. Feel free to remove them from the URL before navigating.

Whenever possible, link to the source. KYC requirements you've personally experienced may lack links, though links to screenshots (like this) would be helpful.

Legend / notes:

  • Est. = Established, (Mon) YYYY
  • POA = Proof of Address
  • SoF = Source of Funds, requested by some companies before or during using the card
  • tx = transaction
  • HQ links may point to the contact page, to save space
  • Card cost may include issuance and shipping/delivery cost; add links for details
  • Maintenance fees are independent of withdrawals or purchases; they are required to keep the card active
  • "Fee structure" should link to a page detailing the maintenance (though usually 0), deposit, transfer, exchange, transaction, and/or issuance fees, though due to the volatility of crypto, they're rather meaningless. The issuance fee/cost can also be explicitly stated in the "Card cost" column.
  • Limits indicate withdrawal, maximum balance, or other limits. Always link to the source.
  • non-custodial = you hold your funds, not the card company
  • Given the fluctuations of crypto, rewards are generally insignificant, so there's no column for them. Link to the rewards page in the "Notes" if you want.


Company Status HQ Est. Available to residents of KYC process Card cost Coins accepted Fee structure Limits Physical card? Virtual card? Web app? Notes
Monolith active UK  ? EEA, AFTA, special member territories ID photo, POA photo, selfie 0 ETH Fees  ? VISA  ? No Non-custodial wallet. Formerly "TokenCard". Open source. Sleek website. App needs minimal permissions.
AdvCash active GI 2015 EU, Turkey, Israel, upcoming Russia + World ID, address, phone number  ?  ?  ?  ? Yes  ? Yes Extensive Bitcointalk thread.
Bitsa active ES? Dec 2019 EU countries / SEPA zone ID + selfie w/ ID 0 "Top it up by card, transfer, cash or blockchain tokens." 0 maint. fee 450€/day, 2500-5000€/mo Yes Yes Not yet Non-custodial funds. Minimal Bitcointalk presence. Odd English.
Wirex active UK May 2016 EEA, APAC etc, no USA Verify source of funds, random re-verification 0, except APAC  ? Fees Limits VISA by Contis  ? Yes Rewards. Extensive Bitcointalk thread.
Binance No  ?  ?  ?  ?  ?  ?  ?  ?  ?  ?  ?
Bitwala Yes Germany 2015 EEA, .ch
no US persons
POA during video call with IDnow, SoF and routine checks, unexplained terminations 0 Bitcoin, SEPA 1% crypto €15k/tx, €30k/wk Mastercard No  ?
BitPay  ?  ?  ? USA only
can't be used in some countries
SSN, PoA, phone
no credit check
separate BitPay ID for larger tx
 ? BTC, ETH; ACH, direct deposit; Ripple? 3% currency conversion $1500/day ATM, $10k/day, max $25k balance VISA  ? Yes, Dashboard Antibitpay
Company Status HQ Established Available to residents of KYC process Card cost Coins accepted Fee structure Limits Physical card? Virtual card? Web app? Notes

To add a card, copy the section below at the bottom of the table above the last (footer) row. Whenever possible, link to references.

|-
! {{rh}} | [https://... Company name]
| <!-- Active? --> ?
| <!-- HQ --> ?
| <!-- Est. --> ?
| <!-- Availability --> ?
| <!-- KYC process --> ?
| <!-- Card cost --> ?
| <!-- Coins --> ?
| <!-- Fee structure --> ?
| <!-- Limits --> ?
| <!-- Physical --> ?
| <!-- Virtual --> ?
| <!-- Web app --> ?
| <!-- Notes -->