Debit cards
This page lists cryptocurrency-fueled debit cards.
Created: April 2020. Last update: Nov 2024.
Sources include this spreadsheet, this simplistic table, this Bitcointalk discussion and others. Please contribute any edits here, as those other sources are not actively maintained, are less trustworthy, and/or more superficial.
Whenever possible, link to the source. KYC requirements you've personally experienced may lack links, though links to screenshots (like this) or forum/Reddit/etc posts would be helpful.
Legend / notes:
- DL = Driver License
- Est. = Established, (Mon) YYYY
- POA = Proof of Address. Some are strict, e.g. utility bills, others less strict, e.g. bank statements or government correspondence
- SoF = Source of Funds, requested by some companies before or during using the card
- tx = transaction
- HQ links may point to the contact page, to save space
- Card cost may include issuance and shipping/delivery cost; add links for details
- Maintenance fees are independent of withdrawals or purchases; they are required to keep the card active
- "Fee structure" should link to a page detailing the maintenance (though usually 0), deposit, transfer, exchange, transaction, and/or issuance fees, though due to the volatility of crypto, they're rather meaningless. The issuance fee/cost can also be explicitly stated in the "Card cost" column.
- Limits indicate withdrawal, maximum balance, or other limits. Always link to the source.
- non-custodial = you hold your funds, not the card company
- Given the fluctuations of crypto, rewards are generally insignificant, so there's no column for them. Link to the rewards page in the "Notes" if you want.
- All KYC requires at least an identification document (Passport, Driver's License, Identity Card), so only other KYC measures will be mentioned in the KYC column. They can be more or less invasive (e.g. live video verification w/ ID, vs. just a selfie).
Company | Status | HQ | Est. | Available to residents of | KYC process | Card cost | Coins accepted | Fee structure | Limits | Physical card? | Virtual card? | Web app? | Notes |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
AdvCash | active | GI | 2015 | EU, Turkey, Israel. Upcoming Russia + World, [US](https://advcash.gi/en/faq/) currently banned. | ID, address, phone number | $/€7.99 virtual, $/€14.99 physical | BTC, ETH, LTC, BCH, XRP, ZEC, TRX? | Free maintenance, fees for deposit & withdrawal | Verified: $50k/day, $300k/mo | Yes | Yes | Yes | Cards available only to verified users. Extensive Bitcointalk thread. Possible KYC even for non-verified operations. |
BitPay | Yes | ? | 2011 | USA only can't be used in some countries |
SSN, SMS verification no credit check, DL photo files from app separate BitPay ID for larger tx |
$10 | BTC, BCH, ETH, XRP; ACH, direct deposit | 3% currency conversion | $1500/day ATM, $10k/day, max $25k balance | Mastercard issued by Metropolitan Commercial Bank | After KYC, before activating physical card | Yes, Dashboard | Antibitpay. The wallet app can hold stablecoins: PAX, USDC, USDG, BUSD. |
Binance | No | ? | ? | ? | ? | ? | ? | ? | ? | ? | ? | ? | |
Bitsa | active | ES? | Dec 2019 | EU countries / SEPA zone | ID + selfie w/ ID | 0 | "Top it up by card, transfer, cash or blockchain tokens." | 0 maint. fee | 450€/day, 2500-5000€/mo | Yes | Yes | Not yet | Non-custodial funds. Minimal Bitcointalk presence. Odd English. |
Crypto.com | Yes | ? | ? | USA, Singapore, APAC, EU | ? | ? | ? | ? | ? | 5 MCO VISA cards | ? | No | |
Jubiter | Likely KYC scam | ? | ? | ? | ? | ? | ? | ? | ? | ? | ? | ? | Possible scam asking for KYC documentation, then claiming they've just stopped offering cards. Doesn't support bech32 withdrawals. |
Monolith | active | UK | ? | EEA, AFTA, special member territories | ID photo, POA photo, selfie | 0 | ETH | Fees | ? | VISA | ? | No | Non-custodial wallet. Formerly "TokenCard". Open source. Sleek website. The app needs minimal permissions. |
Wirex | active | UK | May 2016 | EEA, APAC etc, no USA | Verify source of funds, random re-verification | 0, except APAC | ? | Fees | Limits | VISA by Contis | ? | Yes | Rewards. Extensive Bitcointalk thread. |
Company | Status | HQ | Established | Available to residents of | KYC process | Card cost | Coins accepted | Fee structure | Limits | Physical card? | Virtual card? | Web app? | Notes |
To add a card, copy the section below at the bottom of the table above the last (footer) row. Whenever possible, link to references.
|- ! {{rh}} | [https://... Company name] | <!-- Active? --> ? | <!-- HQ --> ? | <!-- Est. --> ? | <!-- Availability --> ? | <!-- KYC process --> ? | <!-- Card cost --> ? | <!-- Coins --> ? | <!-- Fee structure --> ? | <!-- Limits --> ? | <!-- Physical --> ? | <!-- Virtual --> ? | <!-- Web app --> ? | <!-- Notes -->