https://en.bitcoin.it/w/index.php?title=Securing_online_services&feed=atom&action=historySecuring online services - Revision history2024-03-29T08:23:43ZRevision history for this page on the wikiMediaWiki 1.30.0https://en.bitcoin.it/w/index.php?title=Securing_online_services&diff=65935&oldid=prevJhfrontz: /* Future research */ Link to TPM and fixing typos.2018-11-29T20:37:41Z<p><span dir="auto"><span class="autocomment">Future research: </span> Link to TPM and fixing typos.</span></p>
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<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr>
<tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>Whilst running your own physical servers with no datacenter operator access is secure, it lacks convenience. In future it may be possible to the use TPM (trusted platform module) chips to allow managed hosting such that root or even physical access is insufficient to steal the funds, as the wallet keys would be bound to a particular software environment. Well engineered trusted computing solutions have some degree of physical resistance so rebooting the machine, opening it up or logging in with local/remote root would <del class="diffchange diffchange-inline">be </del>not allow you to steal the <del class="diffchange diffchange-inline">wallets </del>balance.  </div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>Whilst running your own physical servers with no datacenter operator access is secure, it lacks convenience. In <ins class="diffchange diffchange-inline">the </ins>future it may be possible to the use <ins class="diffchange diffchange-inline">[[trusted platform module | </ins>TPM (trusted platform module)<ins class="diffchange diffchange-inline">]] </ins>chips to allow managed hosting such that root or even physical access is insufficient to steal the funds, as the wallet keys would be bound to a particular software environment. Well engineered trusted computing solutions have some degree of physical resistance so rebooting the machine, opening it up or logging in with local/remote root would not allow you to steal the <ins class="diffchange diffchange-inline">wallet's </ins>balance.  </div></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr>
<tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>Unfortunately engineering such systems is non trivial and the technical difficulty places this solution out of reach for most traders right now. <del class="diffchange diffchange-inline">In </del>future easy to use software libraries, documentation, examples and managed hosting providers that sell TC enabled hardware may increase its attractiveness.</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>Unfortunately engineering such systems is non<ins class="diffchange diffchange-inline">-</ins>trivial and the technical difficulty places this solution out of reach for most traders right now. <ins class="diffchange diffchange-inline">The </ins>future <ins class="diffchange diffchange-inline">availability of </ins>easy<ins class="diffchange diffchange-inline">-</ins>to<ins class="diffchange diffchange-inline">-</ins>use software libraries, documentation, examples and managed hosting providers that sell TC enabled hardware may increase its attractiveness.</div></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>==See Also==</div></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>==See Also==</div></td></tr>
</table>Jhfrontzhttps://en.bitcoin.it/w/index.php?title=Securing_online_services&diff=49135&oldid=prevMikecameron: Added fraud prevention service providers2014-07-25T07:16:14Z<p>Added fraud prevention service providers</p>
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<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>As you may have noticed, whilst happy customers are somewhat under your control in aggregate, you have no control over how many credit card numbers are stolen. For this reason credit-card accepting merchants typically have large and sophisticated fraud control measures in place, involving dedicated risk operations staff, machine learning, JavaScript browser fingerprinting and so on. The goal being to spot repeat fraudsters and deny their transactions. Too many false positives and legitimate customers who want to pay for your product cannot, limiting your market. Too many false negatives and you can lose significant money to chargebacks, which may arrive weeks or months after the product or service has been delivered.</div></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>As you may have noticed, whilst happy customers are somewhat under your control in aggregate, you have no control over how many credit card numbers are stolen. For this reason credit-card accepting merchants typically have large and sophisticated fraud control measures in place, involving dedicated risk operations staff, machine learning, JavaScript browser fingerprinting and so on. The goal being to spot repeat fraudsters and deny their transactions. Too many false positives and legitimate customers who want to pay for your product cannot, limiting your market. Too many false negatives and you can lose significant money to chargebacks, which may arrive weeks or months after the product or service has been delivered.</div></td></tr>
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<tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>Unsurprisingly, many merchants choose to outsource this arduous process to a third party like [[PayPal]], Google Checkout and so on. However all these services add their own policies, fees and often do not provide any guarantees of chargeback protection.</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>Unsurprisingly, many merchants choose to outsource this arduous process to a third party <ins class="diffchange diffchange-inline">payment gateway </ins>like [[PayPal]], Google Checkout <ins class="diffchange diffchange-inline">and so on or a third party fraud prevention like FraudLabs Pro, Signifyd </ins>and so on. However all these services add their own policies, fees and often do not provide any guarantees of chargeback protection.</div></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>=== Risks involved in online banking ===</div></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>=== Risks involved in online banking ===</div></td></tr>
</table>Mikecameronhttps://en.bitcoin.it/w/index.php?title=Securing_online_services&diff=32010&oldid=prevSgornick: Add to category Security.2012-10-24T16:54:36Z<p>Add to category Security.</p>
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</table>Sgornickhttps://en.bitcoin.it/w/index.php?title=Securing_online_services&diff=28844&oldid=prevSgornick: /* See Also */ Add article relating to PayPal fraud.2012-07-17T22:47:51Z<p><span dir="auto"><span class="autocomment">See Also: </span> Add article relating to PayPal fraud.</span></p>
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<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>* [[How to accept Bitcoin, for small businesses]]</div></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>* [[How to accept Bitcoin, for small businesses]]</div></td></tr>
<tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">* [http://bitcointalk.org/index.php?topic=93770.0 How CoinPal avoided PayPal fraud]</ins></div></td></tr>
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<tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">==References==</ins></div></td></tr>
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</table>Sgornickhttps://en.bitcoin.it/w/index.php?title=Securing_online_services&diff=27947&oldid=prevSgornick: /* Transaction reversals */ Make reference to Finney attack a link to that section in the Double spending article.2012-06-18T17:04:43Z<p><span dir="auto"><span class="autocomment">Transaction reversals: </span> Make reference to Finney attack a link to that section in the Double spending article.</span></p>
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<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>* For merchants that are shipping physical goods you probably don't have to worry. Reversing a transaction gets harder and harder with time. After only one hour it becomes computationally infeasible to reverse a Bitcoin transaction. Inserting a small delay before shipping isolates you from this risk entirely.</div></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>* For merchants that are shipping physical goods you probably don't have to worry. Reversing a transaction gets harder and harder with time. After only one hour it becomes computationally infeasible to reverse a Bitcoin transaction. Inserting a small delay before shipping isolates you from this risk entirely.</div></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>* For automated trading platforms that may pay out some other currency in response to Bitcoin deposits, you should also delay payment for a short time until reversal becomes infeasible. Low risk deposits from trusted customers could be processed faster, as reversing a Bitcoin transaction is a non trivial problem at this time which is suited only to relatively skilled attackers who are after large sums of money.</div></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>* For automated trading platforms that may pay out some other currency in response to Bitcoin deposits, you should also delay payment for a short time until reversal becomes infeasible. Low risk deposits from trusted customers could be processed faster, as reversing a Bitcoin transaction is a non trivial problem at this time which is suited only to relatively skilled attackers who are after large sums of money.</div></td></tr>
<tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>* For merchants shipping things immediately, like digital downloads, measuring the propagation of a transaction across the network and waiting until most nodes have reported it is probably good enough. This allows you to accept the payment within seconds. Whilst there's a higher risk of transaction reversal here, the attack is still expensive and the attacker cannot choose the timing of the attack. Therefore watching out for users who receive an address and then delay the act of payment significantly is probably enough to insulate you from this attack (the Finney attack).</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>* For merchants shipping things immediately, like digital downloads, measuring the propagation of a transaction across the network and waiting until most nodes have reported it is probably good enough. This allows you to accept the payment within seconds. Whilst there's a higher risk of transaction reversal here, the attack is still expensive and the attacker cannot choose the timing of the attack. Therefore watching out for users who receive an address and then delay the act of payment significantly is probably enough to insulate you from this attack (the <ins class="diffchange diffchange-inline">[[Double-spending#Finney_attack|</ins>Finney attack<ins class="diffchange diffchange-inline">]]</ins>).</div></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>=== Your wallet may be accidentally destroyed ===</div></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>=== Your wallet may be accidentally destroyed ===</div></td></tr>
</table>Sgornickhttps://en.bitcoin.it/w/index.php?title=Securing_online_services&diff=26827&oldid=prevSgornick: /* Risks involved in online banking */ Correct on Fedwire transfers being reversible.2012-05-17T03:04:59Z<p><span dir="auto"><span class="autocomment">Risks involved in online banking: </span> Correct on Fedwire transfers being reversible.</span></p>
<table class="diff diff-contentalign-left" data-mw="interface">
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<tr style="vertical-align: top;" lang="en">
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<td colspan="2" style="background-color: white; color:black; text-align: center;">Revision as of 03:04, 17 May 2012</td>
</tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l36" >Line 36:</td>
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<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div># There are no dedicated hardware devices used</div></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div># There are no dedicated hardware devices used</div></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div># Security may be entirely heuristic</div></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div># Security may be entirely heuristic</div></td></tr>
<tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div># <del class="diffchange diffchange-inline">Bank </del>wires that <del class="diffchange diffchange-inline">originate in </del>phishing <del class="diffchange diffchange-inline">can be easily reversed and often are</del></div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div># <ins class="diffchange diffchange-inline">Though Fedwire bank </ins>wires <ins class="diffchange diffchange-inline">are not reversible, banks can still return funds </ins>that <ins class="diffchange diffchange-inline">were received such as when the transfer was the result of </ins>phishing<ins class="diffchange diffchange-inline">, for instance. </ins></div></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div># Whilst consumer accounts may have some liability protection, business accounts do not</div></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div># Whilst consumer accounts may have some liability protection, business accounts do not</div></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr>
</table>Sgornickhttps://en.bitcoin.it/w/index.php?title=Securing_online_services&diff=26822&oldid=prevSgornick: /* Risks involved with accepting credit card payments online */ Add link for article.2012-05-17T02:18:43Z<p><span dir="auto"><span class="autocomment">Risks involved with accepting credit card payments online: </span> Add link for article.</span></p>
<table class="diff diff-contentalign-left" data-mw="interface">
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<td colspan="2" style="background-color: white; color:black; text-align: center;">Revision as of 02:18, 17 May 2012</td>
</tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l19" >Line 19:</td>
<td colspan="2" class="diff-lineno">Line 19:</td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>As you may have noticed, whilst happy customers are somewhat under your control in aggregate, you have no control over how many credit card numbers are stolen. For this reason credit-card accepting merchants typically have large and sophisticated fraud control measures in place, involving dedicated risk operations staff, machine learning, JavaScript browser fingerprinting and so on. The goal being to spot repeat fraudsters and deny their transactions. Too many false positives and legitimate customers who want to pay for your product cannot, limiting your market. Too many false negatives and you can lose significant money to chargebacks, which may arrive weeks or months after the product or service has been delivered.</div></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>As you may have noticed, whilst happy customers are somewhat under your control in aggregate, you have no control over how many credit card numbers are stolen. For this reason credit-card accepting merchants typically have large and sophisticated fraud control measures in place, involving dedicated risk operations staff, machine learning, JavaScript browser fingerprinting and so on. The goal being to spot repeat fraudsters and deny their transactions. Too many false positives and legitimate customers who want to pay for your product cannot, limiting your market. Too many false negatives and you can lose significant money to chargebacks, which may arrive weeks or months after the product or service has been delivered.</div></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr>
<tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>Unsurprisingly, many merchants choose to outsource this arduous process to a third party like PayPal, Google Checkout and so on. However all these services add their own policies, fees and often do not provide any guarantees of chargeback protection.</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>Unsurprisingly, many merchants choose to outsource this arduous process to a third party like <ins class="diffchange diffchange-inline">[[</ins>PayPal<ins class="diffchange diffchange-inline">]]</ins>, Google Checkout and so on. However all these services add their own policies, fees and often do not provide any guarantees of chargeback protection.</div></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>=== Risks involved in online banking ===</div></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>=== Risks involved in online banking ===</div></td></tr>
</table>Sgornickhttps://en.bitcoin.it/w/index.php?title=Securing_online_services&diff=26820&oldid=prevSgornick: Add See Also section with entries for In-store Transactions and How to accept Bitcion, for samll businesses articles.2012-05-17T02:17:05Z<p>Add See Also section with entries for In-store Transactions and How to accept Bitcion, for samll businesses articles.</p>
<table class="diff diff-contentalign-left" data-mw="interface">
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<td colspan="2" style="background-color: white; color:black; text-align: center;">Revision as of 02:17, 17 May 2012</td>
</tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l83" >Line 83:</td>
<td colspan="2" class="diff-lineno">Line 83:</td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>Unfortunately engineering such systems is non trivial and the technical difficulty places this solution out of reach for most traders right now. In future easy to use software libraries, documentation, examples and managed hosting providers that sell TC enabled hardware may increase its attractiveness.</div></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>Unfortunately engineering such systems is non trivial and the technical difficulty places this solution out of reach for most traders right now. In future easy to use software libraries, documentation, examples and managed hosting providers that sell TC enabled hardware may increase its attractiveness.</div></td></tr>
<tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;"></ins></div></td></tr>
<tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">==See Also==</ins></div></td></tr>
<tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;"></ins></div></td></tr>
<tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">* [[In-store Transactions]]</ins></div></td></tr>
<tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">* [[How to accept Bitcoin, for small businesses]]</ins></div></td></tr>
<tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;"></ins></div></td></tr>
<tr><td colspan="2"> </td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">[[Category:ECommerce]]</ins></div></td></tr>
</table>Sgornickhttps://en.bitcoin.it/w/index.php?title=Securing_online_services&diff=26815&oldid=prevD'aniel: typo2012-05-17T01:53:16Z<p>typo</p>
<table class="diff diff-contentalign-left" data-mw="interface">
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<td colspan="2" style="background-color: white; color:black; text-align: center;">Revision as of 01:53, 17 May 2012</td>
</tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l13" >Line 13:</td>
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<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div># Ensure it is secured to the level specified by the PCI DSS (Payment Card Industry Data Security Standards)</div></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div># Ensure it is secured to the level specified by the PCI DSS (Payment Card Industry Data Security Standards)</div></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div># Handle inspections by PCI auditors</div></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div># Handle inspections by PCI auditors</div></td></tr>
<tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div># Be prepared to handle chargebacks, potentially large volumes of them depending on the <del class="diffchange diffchange-inline">time </del>of business</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div># Be prepared to handle chargebacks, potentially large volumes of them depending on the <ins class="diffchange diffchange-inline">type </ins>of business</div></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>A ''chargeback'' occurs when the owner of a credit card disputes a transaction, typically because either they believe you did not deliver satisfactorily, or because the card details were stolen and used by a card fraudster. If a chargeback  occurs, the credit card company will take back the money and also fine you. If too many of your transactions result in chargebacks, you will lose the ability to accept credit card transactions and most likely your online business with it.</div></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>A ''chargeback'' occurs when the owner of a credit card disputes a transaction, typically because either they believe you did not deliver satisfactorily, or because the card details were stolen and used by a card fraudster. If a chargeback  occurs, the credit card company will take back the money and also fine you. If too many of your transactions result in chargebacks, you will lose the ability to accept credit card transactions and most likely your online business with it.</div></td></tr>
</table>D'anielhttps://en.bitcoin.it/w/index.php?title=Securing_online_services&diff=26814&oldid=prevD'aniel: Undo revision 26813 by D'aniel (talk) (forgot "minor edit" tag)2012-05-17T01:52:55Z<p>Undo revision 26813 by <a href="/wiki/Special:Contributions/D%27aniel" title="Special:Contributions/D'aniel">D'aniel</a> (<a href="/wiki/User_talk:D%27aniel" title="User talk:D'aniel">talk</a>) (forgot "minor edit" tag)</p>
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<td colspan="2" style="background-color: white; color:black; text-align: center;">Revision as of 01:52, 17 May 2012</td>
</tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l13" >Line 13:</td>
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<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div># Ensure it is secured to the level specified by the PCI DSS (Payment Card Industry Data Security Standards)</div></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div># Ensure it is secured to the level specified by the PCI DSS (Payment Card Industry Data Security Standards)</div></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div># Handle inspections by PCI auditors</div></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div># Handle inspections by PCI auditors</div></td></tr>
<tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div># Be prepared to handle chargebacks, potentially large volumes of them depending on the <del class="diffchange diffchange-inline">type </del>of business</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div># Be prepared to handle chargebacks, potentially large volumes of them depending on the <ins class="diffchange diffchange-inline">time </ins>of business</div></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr>
<tr><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>A ''chargeback'' occurs when the owner of a credit card disputes a transaction, typically because either they believe you did not deliver satisfactorily, or because the card details were stolen and used by a card fraudster. If a chargeback  occurs, the credit card company will take back the money and also fine you. If too many of your transactions result in chargebacks, you will lose the ability to accept credit card transactions and most likely your online business with it.</div></td><td class='diff-marker'> </td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>A ''chargeback'' occurs when the owner of a credit card disputes a transaction, typically because either they believe you did not deliver satisfactorily, or because the card details were stolen and used by a card fraudster. If a chargeback  occurs, the credit card company will take back the money and also fine you. If too many of your transactions result in chargebacks, you will lose the ability to accept credit card transactions and most likely your online business with it.</div></td></tr>
</table>D'aniel