Payment methods - Revision history

Gmaxwell: fix links

2019-06-10T01:50:09Z

fix links

← Older revision		Revision as of 01:50, 10 June 2019
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	Canadian financial institutions. In cases of identity theft the transfer may be reversed, especially if both parties are with the same financial institution<ref>[http://bitcointalk.org/index.php?topic=118631.0 Is Interac e-transfer a good way of trading bitcoins?]</ref>.		Canadian financial institutions. In cases of identity theft the transfer may be reversed, especially if both parties are with the same financial institution<ref>[http://bitcointalk.org/index.php?topic=118631.0 Is Interac e-transfer a good way of trading bitcoins?]</ref>.
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	\| Chase QuickPay \|\| USD \|\| 3 \|\| Chase has reversed legitimate transactions as the result of anti-fraud measures<ref>[http://~~forum.bitcoin~~.org/index.php?topic=11494.0 Chase QuickPay NOT RECOMMENDED]</ref> requiring the sender to be trusted to re-pay. The sender can also request a reversal after submitting an affidavit alleging that fraud occurred.		\| Chase QuickPay \|\| USD \|\| 3 \|\| Chase has reversed legitimate transactions as the result of anti-fraud measures<ref>[http://bitcointalk.org/index.php?topic=11494.0 Chase QuickPay NOT RECOMMENDED]</ref> requiring the sender to be trusted to re-pay. The sender can also request a reversal after submitting an affidavit alleging that fraud occurred.
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	\| Amazon Gift Card \|\| various \|\| ? \|\| 4. Fraud.		\| Amazon Gift Card \|\| various \|\| ? \|\| 4. Fraud.

Bitport.net at 22:56, 22 December 2016

2016-12-22T22:56:56Z

← Older revision		Revision as of 22:56, 22 December 2016
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	\| [https://bitcoinpay.com BitcoinPay] \|\| USD, EUR, PLN, CZK \|\| 10 \|\| Payment gateway based on Bitcoin. Instant confirmation from bitcoin network. BitcoinPay guarantees ZERO chargeback and ZERO fraud rate.		\| [https://bitcoinpay.com BitcoinPay] \|\| USD, EUR, PLN, CZK \|\| 10 \|\| Payment gateway based on Bitcoin. Instant confirmation from bitcoin network. BitcoinPay guarantees ZERO chargeback and ZERO fraud rate.
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			\| [[LavaPay]] \|\| USD, EUR, GBP, RUB, CHF, CZK, AUD, CAD, JPY, BTC etc \|\| 10 \|\| Simple Bitcoin processing service. Completely non-reversible. Support of 19 world currencies.
	\|-		\|-
	\| [[OKPay]] \|\| USD, EUR, GBP, RUB, CHF, CZK, AUD, CAD, JPY etc \|\| 10 \|\| Simple Bitcoin processing service. Completely non-reversible. Support of 19 world currencies.		\| [[OKPay]] \|\| USD, EUR, GBP, RUB, CHF, CZK, AUD, CAD, JPY etc \|\| 10 \|\| Simple Bitcoin processing service. Completely non-reversible. Support of 19 world currencies.

Mimex: Bitcoinica is dead, long live Zhou Tong. Transferwise is just bank transfers

2015-04-08T03:31:21Z

Bitcoinica is dead, long live Zhou Tong. Transferwise is just bank transfers

← Older revision		Revision as of 03:31, 8 April 2015
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	\| Intra-bank transfer \|\| Any currency \|\| n/a \|\|		\| Intra-bank transfer \|\| Any currency \|\| n/a \|\|
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	\| AliPay \|\| CNY \|\| n/a \|\| Though reports of reversed AliPay payments can be found on the Internet, the operator of [[Bitcoinica]] asserts that AliPay transaction are "non-reversible"~~<ref>[http://bitcointalk.org/index.php?topic=65003.msg763730#msg763730 Bitcoinica now supports Alipay deposit!]</ref>~~.		\| AliPay \|\| CNY \|\| n/a \|\| Though reports of reversed AliPay payments can be found on the Internet, the operator of [[Bitcoinica]] asserts that AliPay transaction are "non-reversible".
	\|-		\|-
	\| [[UKash]] \|\| many \|\| n/a \|\| A cash-based voucher system.		\| [[UKash]] \|\| many \|\| n/a \|\| A cash-based voucher system.
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	\| [[CashU]] \|\| many \|\| n/a \|\| A cash-based prepaid card / redeemable code.		\| [[CashU]] \|\| many \|\| n/a \|\| A cash-based prepaid card / redeemable code.
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	\| [[TransferWise]] \|\| many combinations \|\| ? \|\| ~~Presumably~~ if the sending transaction ~~got~~ reversed~~, TransferWise could and would reverse the counterparty transaction too~~.		\| [[TransferWise]] \|\| many combinations \|\| ? \|\| Generally irreversible once cleared into your personal bank account, but depends on your countries clearing system. In some countries if the sending transaction is reversed they may be able to return funds.
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	\| Neteller \|\| ? \|\| ? \|\|		\| Neteller \|\| ? \|\| ? \|\|
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	\| [[ING Person2Person]] \|\| USD \|\| 5 \|\| Since Person2Person transfers occur via ACH, ING will reverse payments if the funds were the result of fraud.		\| [[ING Person2Person]] \|\| USD \|\| 5 \|\| Since Person2Person transfers occur via ACH, ING will reverse payments if the funds were the result of fraud.
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	\| UK [https://en.wikipedia.org/wiki/Faster_Payments_Service FPS], [https://en.wikipedia.org/wiki/BACS BACS], [https://en.wikipedia.org/wiki/Barclays_Pingit Pingit], [http://www.natwest.com/personal/mobile-phone-banking/g2/pay-your-contacts.ashx PYC] \|\| GBP \|\| 8 \|\| Banks can reverse payments if the funds were the result of fraud; this includes the sender claiming their account was stolen.		\| UK [https://en.wikipedia.org/wiki/Faster_Payments_Service FPS], [https://en.wikipedia.org/wiki/BACS BACS], [https://en.wikipedia.org/wiki/Barclays_Pingit Pingit], [http://www.natwest.com/personal/mobile-phone-banking/g2/pay-your-contacts.ashx PYC] \|\| GBP \|\| 8 \|\| Banks can reverse payments if the funds were the result of fraud; this includes the sender claiming their account was stolen. Generally low risk.
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	\| Interac e-Transfer \|\| CAD \|\| 3 \|\| A funds transfer service between personal and business accounts at participating		\| Interac e-Transfer \|\| CAD \|\| 3 \|\| A funds transfer service between personal and business accounts at participating

Xhoud01 at 07:05, 9 June 2014

2014-06-09T07:05:31Z

← Older revision		Revision as of 07:05, 9 June 2014
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	\| Euro [https://en.wikipedia.org/wiki/Single_Euro_Payments_Area SEPA] transfer \|\| EUR \|\| 8 \|\| Usually free wire transfer between European banks. Cleared in one working day after the transaction is done. Unauthorized transfers can be reversed. One trader got his bank account closed and an entry in the database of financially unreliable people after receiving a fraudulent transfer.		\| Euro [https://en.wikipedia.org/wiki/Single_Euro_Payments_Area SEPA] transfer \|\| EUR \|\| 8 \|\| Usually free wire transfer between European banks. Cleared in one working day after the transaction is done. Unauthorized transfers can be reversed. One trader got his bank account closed and an entry in the database of financially unreliable people after receiving a fraudulent transfer.
	\|-		\|-
	\| [https://~~bitcoinapy~~.com BitcoinPay] \|\| USD, EUR, PLN, CZK \|\| 10 \|\| Payment gateway based on Bitcoin. Instant confirmation from bitcoin network. BitcoinPay guarantees ZERO chargeback and ZERO fraud rate.		\| [https://bitcoinpay.com BitcoinPay] \|\| USD, EUR, PLN, CZK \|\| 10 \|\| Payment gateway based on Bitcoin. Instant confirmation from bitcoin network. BitcoinPay guarantees ZERO chargeback and ZERO fraud rate.
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Xhoud01 at 07:04, 9 June 2014

2014-06-09T07:04:04Z

← Older revision		Revision as of 07:04, 9 June 2014
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	\| Euro [https://en.wikipedia.org/wiki/Single_Euro_Payments_Area SEPA] transfer \|\| EUR \|\| 8 \|\| Usually free wire transfer between European banks. Cleared in one working day after the transaction is done. Unauthorized transfers can be reversed. One trader got his bank account closed and an entry in the database of financially unreliable people after receiving a fraudulent transfer.		\| Euro [https://en.wikipedia.org/wiki/Single_Euro_Payments_Area SEPA] transfer \|\| EUR \|\| 8 \|\| Usually free wire transfer between European banks. Cleared in one working day after the transaction is done. Unauthorized transfers can be reversed. One trader got his bank account closed and an entry in the database of financially unreliable people after receiving a fraudulent transfer.
	\|-		\|-
	\| [[BitcoinPay]] \|\| USD, EUR, PLN, CZK \|\| 10 \|\| Payment gateway based on Bitcoin. Instant confirmation from bitcoin network. BitcoinPay guarantees ZERO chargeback and ZERO fraud rate.		\| [https://bitcoinapy.com BitcoinPay] \|\| USD, EUR, PLN, CZK \|\| 10 \|\| Payment gateway based on Bitcoin. Instant confirmation from bitcoin network. BitcoinPay guarantees ZERO chargeback and ZERO fraud rate.
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	\|-		\|-

Xhoud01 at 07:01, 9 June 2014

2014-06-09T07:01:49Z

← Older revision		Revision as of 07:01, 9 June 2014
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	\|-		\|-
	\| Euro [https://en.wikipedia.org/wiki/Single_Euro_Payments_Area SEPA] transfer \|\| EUR \|\| 8 \|\| Usually free wire transfer between European banks. Cleared in one working day after the transaction is done. Unauthorized transfers can be reversed. One trader got his bank account closed and an entry in the database of financially unreliable people after receiving a fraudulent transfer.		\| Euro [https://en.wikipedia.org/wiki/Single_Euro_Payments_Area SEPA] transfer \|\| EUR \|\| 8 \|\| Usually free wire transfer between European banks. Cleared in one working day after the transaction is done. Unauthorized transfers can be reversed. One trader got his bank account closed and an entry in the database of financially unreliable people after receiving a fraudulent transfer.
			\|-
			\| [[BitcoinPay]] \|\| USD, EUR, PLN, CZK \|\| 10 \|\| Payment gateway based on Bitcoin. Instant confirmation from bitcoin network. BitcoinPay guarantees ZERO chargeback and ZERO fraud rate.
			\|-
	\|-		\|-
	\| [[OKPay]] \|\| USD, EUR, GBP, RUB, CHF, CZK, AUD, CAD, JPY etc \|\| 10 \|\| Simple Bitcoin processing service. Completely non-reversible. Support of 19 world currencies.		\| [[OKPay]] \|\| USD, EUR, GBP, RUB, CHF, CZK, AUD, CAD, JPY etc \|\| 10 \|\| Simple Bitcoin processing service. Completely non-reversible. Support of 19 world currencies.

Iwilcox: Lump all UK systems together since they're all based on FPS/BACS. Comment on TransferWise.

2013-07-26T22:08:12Z

Lump all UK systems together since they're all based on FPS/BACS. Comment on TransferWise.

← Older revision		Revision as of 22:08, 26 July 2013
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	\| [[Bank wire]] \|\| Various \|\| 10 \|\| Very good match for trading bitcoin. Quick (but expensive) transfers that are not reversible. (Note: be sure the wire has fully cleared. Also can't hurt to confirm with your bank that they won't yank it upon sender request without asking your permission.)		\| [[Bank wire]] \|\| Various \|\| 10 \|\| Very good match for trading bitcoin. Quick (but expensive) transfers that are not reversible. (Note: be sure the wire has fully cleared. Also can't hurt to confirm with your bank that they won't yank it upon sender request without asking your permission.)
	\|-		\|-
	\| Euro SEPA transfer \|\| EUR \|\| 8 \|\| Usually free wire transfer between European banks. Cleared in one working day after the transaction is done. Unauthorized transfers can be reversed. One trader got his bank account closed and an entry in the database of financially unreliable people after receiving a fraudulent transfer.		\| Euro [https://en.wikipedia.org/wiki/Single_Euro_Payments_Area SEPA] transfer \|\| EUR \|\| 8 \|\| Usually free wire transfer between European banks. Cleared in one working day after the transaction is done. Unauthorized transfers can be reversed. One trader got his bank account closed and an entry in the database of financially unreliable people after receiving a fraudulent transfer.
	\|-		\|-
	\| [[OKPay]] \|\| USD, EUR, GBP, RUB, CHF, CZK, AUD, CAD, JPY etc \|\| 10 \|\| Simple Bitcoin processing service. Completely non-reversible. Support of 19 world currencies.		\| [[OKPay]] \|\| USD, EUR, GBP, RUB, CHF, CZK, AUD, CAD, JPY etc \|\| 10 \|\| Simple Bitcoin processing service. Completely non-reversible. Support of 19 world currencies.
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	\| [[CashU]] \|\| many \|\| n/a \|\| A cash-based prepaid card / redeemable code.		\| [[CashU]] \|\| many \|\| n/a \|\| A cash-based prepaid card / redeemable code.
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	\| [[TransferWise]] \|\| ~~GBP to EUR~~ \|\| ? \|\|		\| [[TransferWise]] \|\| many combinations \|\| ? \|\| Presumably if the sending transaction got reversed, TransferWise could and would reverse the counterparty transaction too.
	\|-		\|-
	\| Neteller \|\| ? \|\| ? \|\|		\| Neteller \|\| ? \|\| ? \|\|
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	\| [[ING Person2Person]] \|\| USD \|\| 5 \|\| Since Person2Person transfers occur via ACH, ING will reverse payments if the funds were the result of fraud.		\| [[ING Person2Person]] \|\| USD \|\| 5 \|\| Since Person2Person transfers occur via ACH, ING will reverse payments if the funds were the result of fraud.
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	\| [[Pingit]] \|\| UK \|\| 5 \|\| ~~Barclays will~~ reverse payments if the funds were the result of fraud.		\| UK [https://en.wikipedia.org/wiki/Faster_Payments_Service FPS], [https://en.wikipedia.org/wiki/BACS BACS], [https://en.wikipedia.org/wiki/Barclays_Pingit Pingit], [http://www.natwest.com/personal/mobile-phone-banking/g2/pay-your-contacts.ashx PYC] \|\| GBP \|\| 8 \|\| Banks can reverse payments if the funds were the result of fraud; this includes the sender claiming their account was stolen.
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	\| Interac e-Transfer \|\| CAD \|\| 3 \|\| A funds transfer service between personal and business accounts at participating		\| Interac e-Transfer \|\| CAD \|\| 3 \|\| A funds transfer service between personal and business accounts at participating

Sgornick: Remove Liberty Reserve.

2013-07-13T01:30:54Z

Remove Liberty Reserve.

← Older revision		Revision as of 01:30, 13 July 2013
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	\| [[Perfect Money]] \|\| EUR, USD, XAU \|\| 10 \|\| Very good match for trading bitcoin. Absolutely no chargebacks. Funding of Perfect Money e-currency is possible via Bank Transfer and using other methods via third-party exchangers. There is built-in Credit Exchange inside Perfect Money.		\| [[Perfect Money]] \|\| EUR, USD, XAU \|\| 10 \|\| Very good match for trading bitcoin. Absolutely no chargebacks. Funding of Perfect Money e-currency is possible via Bank Transfer and using other methods via third-party exchangers. There is built-in Credit Exchange inside Perfect Money.
	\|-
	~~\| [[Liberty Reserve]] \|\| EUR, USD \|\| 10 \|\| Very good match for trading bitcoin. However, it is difficult to get LR funded - it is only possible through third-party exchangers.~~
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	\| Webmoney \|\| USD, RUB, BYR, EUR, XAU \|\| 10 \|\| Very good match for trading bitcoin. Requires funding by bank wire though, which may be expensive for small amounts.		\| Webmoney \|\| USD, RUB, BYR, EUR, XAU \|\| 10 \|\| Very good match for trading bitcoin. Requires funding by bank wire though, which may be expensive for small amounts.

MoneypakTrader.com at 23:31, 6 June 2013

2013-06-06T23:31:22Z

← Older revision		Revision as of 23:31, 6 June 2013
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	\| Neteller \|\| ? \|\| ? \|\|		\| Neteller \|\| ? \|\| ? \|\|
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	\| [[MoneyPak]] \|\| USD \|\| 7 \|\| ~~MoneyPaks~~ are reversible if ~~claimed~~ stolen. There ~~have been~~ reports where the party ~~attempting to redeem~~ a MoneyPak number ~~has been asked~~ to provide a copy of the receipt used to purchase the ~~MoneyPak~~. Ask for a copy of the receipt when accepting MP to protect yourself.		\| [[MoneyPak]] \|\| USD \|\| 9 \|\| Moneypaks are reversible if purchased with a stolen credit card due to a cashier's incompetence in allowing the purchase. See the paypal row for risk when using paypal. There is less than a handful of first-hand reports on the entire internet where the party who (1) redeemed a MoneyPak number to their debit card (2) refused to provide a copy of the receipt used to purchase the Moneypak to their debit card company when they asked and (3) never received the funds after vigilantly pressing the card company to disburse the funds<ref>That one test case on bitcointalk where the recipient said the MP was a gift</ref><ref>Does Not Exist</ref><ref>Does Not Exist</ref><ref>Does Not Exist</ref><ref>These links will be updated as more verifiable reports of reversal are found from anywhere on the entire internet</ref>. Ask for a copy of the receipt when accepting MP to protect yourself from this virtually non-existent risk of loss. Alternatively, lower the risk to zero by walking to an ATM and withdrawing the cash that was loaded.
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	\| Money Order \|\| Many currencies \|\| 5 \|\| A money order can be lost or stolen and there are procedures for reporting that. Losses could occur even weeks after the check has cleared<ref>[http://www.ehow.com/how_7319971_stop-payment-money-order.html How to Stop Payment on a Money Order]</ref>.		\| Money Order \|\| Many currencies \|\| 5 \|\| A money order can be lost or stolen and there are procedures for reporting that. Losses could occur even weeks after the check has cleared<ref>[http://www.ehow.com/how_7319971_stop-payment-money-order.html How to Stop Payment on a Money Order]</ref>.

Ahazred8oc: regroup good methods and bad methods

2013-05-09T22:52:17Z

regroup good methods and bad methods

Show changes