Debit cards

2024-11-03T07:47:57Z

Ympostor: bitwala is no more

This page lists cryptocurrency-fueled debit cards.

Created: April 2020.
Last update: Nov 2024.

Sources include [https://docs.google.com/spreadsheets/d/1DRbTeMCzb4UeXI0YlAzBxMc2u2i0cN_17Ql6eMngK6E/edit#gid=0 this spreadsheet], this [https://www.cryptowisser.com/debit-cards/ simplistic table], this [https://bitcointalk.org/index.php?topic=5223719.0 Bitcointalk discussion] and others. '''Please contribute any edits here''', as those other sources are not actively maintained, are less trustworthy, and/or more superficial.

Whenever possible, link to the source. KYC requirements you've personally experienced may lack links, though links to screenshots ([https://imgur.com/a/vGFwSCj like this]) or forum/Reddit/etc posts would be helpful.

Legend / notes:
* ''DL'' = Driver License
* ''Est.'' = Established, (Mon) YYYY
* ''POA'' = Proof of Address. Some are strict, e.g. utility bills, others less strict, e.g. bank statements or government correspondence
* ''SoF'' = Source of Funds, requested by some companies before or during using the card
* ''tx'' = transaction
* HQ links may point to the contact page, to save space
* Card cost may include issuance and shipping/delivery cost; add links for details
* Maintenance fees are independent of withdrawals or purchases; they are required to keep the card active
* "Fee structure" should '''link''' to a page detailing the maintenance (though usually 0), [https://wirexapp.com/fees-and-limits deposit, transfer, exchange, transaction, and/or issuance fees], though due to the volatility of crypto, they're rather meaningless. The issuance fee/cost can also be explicitly stated in the "Card cost" column.
* Limits indicate withdrawal, maximum balance, or other limits. Always link to the source.
* non-custodial = you hold your funds, not the card company
* Given the fluctuations of crypto, rewards are generally insignificant, so there's no column for them. Link to the rewards page in the "Notes" if you want.
* All KYC requires at least an identification document (Passport, Driver's License, Identity Card), so only ''other'' KYC measures will be mentioned in the KYC column. They can be more or less invasive (e.g. live video verification w/ ID, vs. just a selfie).

{| class="wikitable sortable"
|- style="text-align: center; background-color: #f0f0ff;"
! Company
! Status
! HQ
! Est.
! Available to residents of
! KYC process
! Card cost
! Coins accepted
! Fee structure
! Limits
! Physical card?
! Virtual card?
! Web app?
! Notes
|-
! {{rh}} | [http://advcash.com AdvCash]
| {{Yes|active}}
| [https://advcash.gi/en/contacts/ GI]
|  [https://bitcointalk.org/index.php?topic=1011381.0 2015]
|  EU, Turkey, Israel. Upcoming [https://bitcointalk.org/index.php?topic=1011381.msg54232912#msg54232912 Russia] + World, [US](https://advcash.gi/en/faq/) currently banned.
|  ID, address, phone number
|  [https://advcash.gi/en/solutions/card $/€7.99 virtual, $/€14.99 physical]
|  [https://advcash.gi/en/fees/ BTC, ETH, LTC, BCH, XRP, ZEC, TRX?]
|  Free maintenance, [https://advcash.gi/en/fees/ fees for deposit & withdrawal]
|  [https://advcash.gi/en/faq/ Verified]: $50k/day, $300k/mo
|  {{Yes}}
|  {{Yes}}
|  {{Yes}}
|  Cards available only to verified users. [https://bitcointalk.org/index.php?topic=1011381.0 Extensive Bitcointalk thread]. Possible KYC [https://advcash.gi/en/faq/ even for non-verified operations].
|-
! {{rh}} | [https://bitpay.com/card/ BitPay]
|  {{Yes}}
|  ?
|  2011
|  [https://support.bitpay.com/hc/en-us/articles/115005033763-Where-is-the-BitPay-Card-available- USA only]<br/>[https://support.bitpay.com/hc/en-us/articles/115003003743-Where-can-I-use-my-BitPay-Card- can't be used in some countries]
|  {{No|[https://support.bitpay.com/hc/en-us/articles/115003003463-What-kind-of-information-will-you-need-from-me-for-a-BitPay-Card-order- SSN]}}, SMS verification<br/>[https://support.bitpay.com/hc/en-us/articles/115003014446-Is-a-Credit-Check-Required-for-Me-to-Obtain-a-Card- no credit check], DL photo files from app<br/>[https://support.bitpay.com/hc/en-us/articles/360037486651-How-do-I-complete-the-BitPay-ID-process- separate BitPay ID] for [https://bitcointalk.org/index.php?topic=5173083.0 larger tx]
|  $10
|  BTC, BCH, ETH, XRP; [https://support.bitpay.com/hc/en-us/articles/115003028206-How-do-I-add-funds-to-my-BitPay-Card- ACH, direct deposit]
|  [https://support.bitpay.com/hc/en-us/articles/115002990663-What-fees-will-I-pay-to-use-the-BitPay-Card- 3% currency conversion]
|  [https://support.bitpay.com/hc/en-us/articles/115003013586-What-are-the-ATM-withdrawal-limits-on-my-Card- $1500/day ATM], [https://support.bitpay.com/hc/en-us/articles/115003014306-How-Much-Money-Can-I-Load-onto-My-Card-What-Is-My-Daily-Spending-Limit- $10k/day, max $25k balance]
|  {{Yes|Mastercard}} issued by Metropolitan Commercial Bank
|  {{Yes|After KYC, before activating physical card}}
|  {{Yes|[https://support.bitpay.com/hc/en-us/articles/115003013546-How-can-I-check-my-BitPay-Card-balance-and-review-transactions- Yes]}}, [https://support.bitpay.com/hc/en-us/articles/360031288111-How-to-Navigate-in-the-BitPay-Dashboard Dashboard]
|  [https://bitcointalk.org/index.php?topic=4355205.0 Antibitpay]. The wallet app can hold stablecoins: PAX, USDC, USDG, BUSD.
|-
! {{rh}} | [https://card.binance.com/en/ Binance]
|  {{No}}
|  ?
|  ?
|  ?
|  ?
|  ?
|  ?
|  ?
|  ?
|  ?
|  ?
|  ?
| 
|-
! {{rh}} | [https://www.bitsacard.com Bitsa]
| {{Yes|active}}
| [https://bitsa.zendesk.com/hc/en-150/articles/360005955378-Where-will-my-money-be-is-it-safe- ES?]
|  [https://bitcointalk.org/index.php?topic=5211795.0 Dec 2019]
|  [https://bitsa.zendesk.com/hc/en-150/articles/360005955038-In-which-countries-is-Bitsa-card-available- EU countries] / [https://bitsa.zendesk.com/hc/en-150/articles/360005965177-Which-are-the-requirements-to-open-a-Bitsa-account- SEPA zone]
|  [https://bitsa.zendesk.com/hc/en-150/articles/360005965477-How-do-I-perform-the-identity-verification- ID] + selfie w/ ID
|  [https://bitsa.zendesk.com/hc/en-150/articles/360005955278-How-much-does-it-cost-to-have-a-Bitsa-account- 0]
|  "Top it up by card, transfer, cash or blockchain tokens."
|  [https://bitsa.zendesk.com/hc/en-150/articles/360005963558-What-is-the-maintenance-fee- 0 maint. fee]
|  [https://bitsa.zendesk.com/hc/en-150/articles/360005968837-How-much-can-I-withdraw-in-cash- 450€/day, 2500-5000€/mo]
|  {{Yes|[https://bitsa.zendesk.com/hc/en-150/articles/360005965677-How-do-I-add-physical-card-to-my-account- Yes]}}
|  {{Yes|[https://bitsa.zendesk.com/hc/en-150/articles/360005965677-How-do-I-add-physical-card-to-my-account- Yes]}}
|  {{No|[https://bitsa.zendesk.com/hc/en-150/articles/360005954998-Can-I-login-to-my-Bitsa-account-from-a-computer- Not yet]}}
|  [https://bitsa.zendesk.com/hc/en-150/articles/360005967758-Does-my-card-have-associated-a-wallet-to-reload-it-with-cryptocurrencies- Non-custodial funds]. [https://bitcointalk.org/index.php?topic=5211795.0 Minimal Bitcointalk presence]. [https://bitsa.zendesk.com/hc/en-150/articles/360005975877-Can-I-make-a-transfer-to-top-up-my-Bitsa-from-the-account-of-a-family-member-or-friend- Odd English].
|-
! {{rh}} | [https://crypto.com Crypto.com]
|  {{Yes}}
|  ?
|  ?
|  [https://help.crypto.com/en/articles/1341663-when-will-i-get-my-mco-visa-card USA, Singapore, APAC, EU]
|  ?
|  ?
|  ?
|  ?
|  ?
|  {{Yes|5 MCO VISA cards}}
|  ?
|  {{No}}
| 
|-
! {{rh}} | [https://www.jubiter.com/card Jubiter]
|  {{No|[https://bitcointalk.org/index.php?topic{{urlencode:=}}5223719.msg54333083#msg54333083 Likely KYC scam]}}
|  ?
|  ?
|  ?
|  ?
|  ?
|  ?
|  ?
|  ?
|  ?
|  ?
|  ?
|  [https://bitcointalk.org/index.php?topic=5223719.msg54333083#msg54333083 Possible scam] asking for KYC documentation, then claiming they've just stopped offering cards. [https://bitcointalk.org/index.php?topic=6047196 Doesn't support bech32 withdrawals].
|-
! {{rh}} | [https://monolith.xyz Monolith]
| {{Yes|active}}
|  UK
|  ?
|  [https://support.monolith.xyz/hc/en-us/articles/360007239698-Which-countries-are-supported-by-Monolith- EEA], AFTA, special member territories
|  ID photo, [https://imgur.com/a/vGFwSCj POA photo], selfie
|  [https://support.monolith.xyz/hc/en-us/articles/360001403598-What-are-the-fees-associated-with-Monolith-Visa-Debit-Card- 0]
|  ETH
|  [https://support.monolith.xyz/hc/en-us/articles/360001403598-What-are-the-fees-associated-with-Monolith-Visa-Debit-Card- Fees]
|  ?
|  {{Yes|[https://support.monolith.xyz/hc/en-us/articles/360001345338-What-is-the-Monolith-Visa-Debit-Card- VISA]}}
|  ?
|  {{No}}
|  Non-custodial wallet. Formerly "TokenCard". [https://github.com/tokencard/contracts Open source]. Sleek website. The app needs minimal permissions.
|-
! {{rh}} | [https://wirexapp.com Wirex]
| {{Yes|active}}
|  UK
|  [https://bitcointalk.org/index.php?topic=1392468.0 May 2016]
|  [https://wirexapp.com/help/article/the-list-of-supported-countries-0027 EEA, APAC etc, no USA]
|  {{No|[https://wirexapp.com/help/article/why-you-need-to-verify-your-source-of-funds-and-how-to-do-it-0013 Verify source of funds, random re-verification]}}
|  [https://wirexapp.com/fees-and-limits 0], except APAC
|  ?
|  [https://wirexapp.com/fees-and-limits Fees]
|  [https://wirexapp.com/fees-and-limits Limits]
|  {{Yes|VISA by Contis}}
|  ?
|  {{Yes|[https://wirexapp.com/help/article/how-do-i-order-a-wirex-card-0028 Yes]}}
|  [https://wirexapp.com/fees-and-limits Rewards]. [https://bitcointalk.org/index.php?topic=1392468.0 Extensive Bitcointalk thread].
|-
! Company !! Status !! HQ !! Established || Available to residents of !! KYC process !! Card cost !! Coins accepted !! Fee structure !! Limits !! Physical card? || Virtual card? || Web app? || Notes
|}

To add a card, copy the section below at the bottom of the table above the last (footer) row. Whenever possible, link to references.

<pre>
|-
! {{rh}} | [https://... Company name]
|  ?
|  ?
|  ?
|  ?
|  ?
|  ?
|  ?
|  ?
|  ?
|  ?
|  ?
|  ?
| 
</pre>

Bitcoin Wiki - User contributions [en]

Debit cards